/* Ratgeber Listen Fix */

.fz-ratgeber-content ul,
.fz-article-content ul,
.article-content ul,
.ratgeber-content ul,
.fz-ratgeber-main ul{
    margin:28px 0;
    padding-left:0;
    list-style:none;
}

.fz-ratgeber-content ul li,
.fz-article-content ul li,
.article-content ul li,
.ratgeber-content ul li,
.fz-ratgeber-main ul li{
    position:relative;
    padding-left:34px;
    margin-bottom:14px;
    font-size:18px;
    line-height:1.8;
    color:#333;
}

.fz-ratgeber-content ul li::before,
.fz-article-content ul li::before,
.article-content ul li::before,
.ratgeber-content ul li::before,
.fz-ratgeber-main ul li::before{
    content:"";
    position:absolute;
    left:0;
    top:13px;
    width:10px;
    height:10px;
    border-radius:50%;
    background:#fed200;
}


.fz-ratgeber-page{
    background:#f5f8fa;
    padding-bottom:70px;
    margin-top:-80px;
}

.fz-ratgeber-hero{
    background:#001631;
    padding:70px 20px 95px;
}

.fz-ratgeber-hero-inner{
    max-width:1120px;
    margin:0 auto;
}

.fz-ratgeber-breadcrumb{
    color:#b9c7d3;
    font-size:14px;
    margin-bottom:24px;
}

.fz-ratgeber-breadcrumb a{
    color:#ffffff;
    text-decoration:none;
    font-weight:700;
}

.fz-ratgeber-breadcrumb span{
    margin:0 6px;
}

.fz-ratgeber-badge{
    display:inline-block;
    background:#fed200;
    color:#001631;
    padding:8px 18px;
    border-radius:999px;
    font-weight:900;
    margin-bottom:18px;
}

.fz-ratgeber-hero h1{
    color:#ffffff;
    font-size:48px;
    line-height:1.1;
    max-width:820px;
    margin:0 0 16px;
    font-weight:900;
}

.fz-ratgeber-meta{
    color:#d7e0e8;
    font-size:16px;
    display:flex;
    gap:10px;
    align-items:center;
}

.fz-ratgeber-image-box{
    max-width:1120px;
    margin:-55px auto 45px;
    padding:0 20px;
}
 

.fz-ratgeber-main{
    max-width:1120px;
    margin:0 auto;
    padding:0 20px;
    display:grid;
    grid-template-columns:270px 1fr;
    gap:34px;
    align-items:start;
}

.fz-ratgeber-toc{
    position:sticky;
    top:25px;
}

.fz-ratgeber-toc-box{
    background:#ffffff;
    border-radius:20px;
    padding:24px;
    box-shadow:0 12px 34px rgba(0,22,49,.08);
    border-top:5px solid #fed200;
}

.fz-ratgeber-toc-box strong{
    display:block;
    color:#001631;
    font-size:19px;
    margin-bottom:16px;
}

.fz-ratgeber-toc-box a{
    display:block;
    color:#4d4d4d;
    text-decoration:none;
    padding:10px 0;
    border-bottom:1px solid #e7eff1;
    font-weight:700;
    font-size:15px;
}

.fz-ratgeber-toc-box a:last-child{
    border-bottom:0;
}

.fz-ratgeber-toc-box a:hover{
    color:#2f6c7a;
}

.fz-ratgeber-article{
    background:#ffffff;
    border-radius:22px;
    padding:44px;
    box-shadow:0 12px 34px rgba(0,22,49,.08);
}

.fz-ratgeber-lead{
    font-size:21px;
    line-height:1.7;
    color:#001631;
    font-weight:600;
    padding:22px 26px;
    background:#fff8cf;
    border-radius:16px;
    margin-bottom:32px;
}

.fz-ratgeber-article h2{
    color:#001631;
    font-size:32px;
    line-height:1.25;
    margin:42px 0 16px;
    font-weight:900;
}

.fz-ratgeber-article h2:first-child{
    margin-top:0;
}

.fz-ratgeber-article h3{
    color:#001631;
    font-size:24px;
    margin:32px 0 14px;
}

.fz-ratgeber-article p{
    color:#4d4d4d;
    font-size:18px;
    line-height:1.85;
    margin:0 0 22px;
}

.fz-ratgeber-article ul,
.fz-ratgeber-article ol{
    padding-left:24px;
    margin:0 0 26px;
}

.fz-ratgeber-article li{
    color:#4d4d4d;
    font-size:18px;
    line-height:1.75;
    margin-bottom:9px;
}

.fz-ratgeber-article a{
    color:#2f6c7a;
    font-weight:800;
}

.fz-ratgeber-cta{
    max-width:1120px;
    margin:55px auto 35px;
    padding:40px;
    background:#fed200;
    border-radius:24px;
    display:flex;
    justify-content:space-between;
    align-items:center;
    gap:30px;
}

.fz-ratgeber-cta span{
    color:#001631;
    font-weight:900;
}

.fz-ratgeber-cta h2{
    color:#001631;
    font-size:32px;
    margin:8px 0;
}

.fz-ratgeber-cta p{
    color:#001631;
    font-size:17px;
    margin:0;
}

.fz-ratgeber-cta a{
    background:#001631;
    color:#ffffff;
    text-decoration:none;
    padding:15px 26px;
    border-radius:999px;
    font-weight:900;
    white-space:nowrap;
}

.fz-ratgeber-editor{
    max-width:1120px;
    margin:0 auto;
    background:#e7eff1;
    border-radius:20px;
    padding:28px 34px;
}

.fz-ratgeber-editor h3{
    color:#001631;
    font-size:23px;
    margin:0 0 8px;
}

.fz-ratgeber-editor p{
    color:#001631;
    font-size:16px;
    line-height:1.7;
    margin:0;
}

/* Tablet */
@media(max-width:900px){
    .fz-ratgeber-page{
        margin-top:-40px;
    }

    .fz-ratgeber-hero{
        padding:55px 18px 80px;
    }

    .fz-ratgeber-hero h1{
        font-size:38px;
        max-width:100%;
    }

    .fz-ratgeber-image-box{
        margin:-42px auto 35px;
        padding:0 18px;
    }

    .fz-ratgeber-image-box img{
        height:300px;
        border-radius:20px;
    }

    .fz-ratgeber-main{
        grid-template-columns:1fr;
        gap:25px;
        padding:0 18px;
    }

    .fz-ratgeber-toc{
        position:relative;
        top:auto;
    }

    .fz-ratgeber-toc-box{
        padding:20px;
    }

    .fz-ratgeber-article{
        padding:34px 28px;
    }

    .fz-ratgeber-cta{
        margin:45px 18px 30px;
        flex-direction:column;
        align-items:flex-start;
        padding:32px;
    }

    .fz-ratgeber-editor{
        margin:0 18px;
    }
}

/* Mobile */
@media(max-width:600px){

    .fz-ratgeber-page{
            margin-top:-60px;
        padding-bottom:30px;
    }

    .fz-ratgeber-hero{
        padding:18px 14px 35px;
    }

    .fz-ratgeber-breadcrumb{
        display:none;
    }

    .fz-ratgeber-badge{
        font-size:12px;
        padding:5px 12px;
        margin-bottom:12px;
    }

    .fz-ratgeber-hero h1{
        font-size:24px;
        line-height:1.15;
        margin:0 0 10px;
        max-width:100%;
    }

    .fz-ratgeber-meta{
        font-size:13px;
        gap:6px;
        flex-wrap:wrap;
    }

    .fz-ratgeber-image-box{
        margin:-20px auto 12px;
        padding:0 12px;
    }

    .fz-ratgeber-image-box img{
        height:160px;
        border-radius:16px;
    }

    .fz-ratgeber-main{
        padding:0 12px;
        gap:12px;
        grid-template-columns:1fr;
    }

    .fz-ratgeber-toc{
        display:none;
    }

    .fz-ratgeber-article{
        padding:24px 18px;
        border-radius:18px;
    }

    .fz-ratgeber-lead{
        font-size:16px;
        padding:16px;
        margin-bottom:22px;
    }

    .fz-ratgeber-article h2{
        font-size:22px;
        line-height:1.2;
        margin:28px 0 12px;
    }

    .fz-ratgeber-article h3{
        font-size:18px;
        line-height:1.3;
        margin:24px 0 10px;
    }

    .fz-ratgeber-article p{
        font-size:16px;
        line-height:1.8;
        margin-bottom:18px;
    }

    .fz-ratgeber-article li{
        font-size:16px;
        line-height:1.7;
    }

    .fz-ratgeber-cta{
        margin:25px 12px 20px;
        padding:20px;
        border-radius:18px;
        flex-direction:column;
        align-items:flex-start;
        gap:15px;
    }

    .fz-ratgeber-cta h2{
        font-size:22px;
        margin:5px 0;
    }

    .fz-ratgeber-cta p{
        font-size:15px;
        line-height:1.6;
    }

    .fz-ratgeber-cta a{
        width:100%;
        text-align:center;
        padding:14px;
    }

    .fz-ratgeber-editor{
        margin:0 12px;
        padding:20px;
        border-radius:18px;
    }

    .fz-ratgeber-editor h3{
        font-size:20px;
    }

    .fz-ratgeber-editor p{
        font-size:15px;
    }
}
/* ======================================
RATGEBER ARTIKELBILD LOOK + LOGO
====================================== */
.fz-ratgeber-image-inner{
position:relative;
overflow:hidden;
border-radius:24px;
box-shadow:0 24px 60px rgba(0,22,49,.22);
background:#e7eff1;
}

.fz-ratgeber-image-inner::before{
content:"";
position:absolute;
inset:0;
background:
linear-gradient(180deg,rgba(0,22,49,0) 45%,rgba(0,22,49,.30) 100%),
linear-gradient(135deg,rgba(254,210,0,.10),rgba(0,22,49,.10));
z-index:2;
pointer-events:none;
}

.fz-ratgeber-image-inner::after{
content:"";
position:absolute;
right:24px;
bottom:24px;
width:190px;
height:60px;
background:url('/assets/img/logo-footer.webp') center center/contain no-repeat;
opacity:1;
filter:drop-shadow(0 3px 8px rgba(0,0,0,.6));
z-index:3;
pointer-events:none;
}

.fz-ratgeber-image-inner img{
width:100%;
height:390px;
object-fit:cover;
display:block;
filter:saturate(1.05) contrast(1.08) brightness(1.03);
}

@media(max-width:900px){
.fz-ratgeber-image-inner{
border-radius:20px;
}

.fz-ratgeber-image-inner img{
height:300px;
}
}

@media(max-width:600px){
.fz-ratgeber-image-inner{
border-radius:16px;
}

.fz-ratgeber-image-inner img{
height:160px;
}

.fz-ratgeber-image-inner::after{
width:120px;
height:38px;
right:14px;
bottom:14px;
}
}


.fz-related-articles{
max-width:1120px;
margin:55px auto 35px;
padding:0 20px;
}

.fz-related-inner{
background:#ffffff;
border-radius:24px;
padding:38px;
box-shadow:0 12px 34px rgba(0,22,49,.08);
}

.fz-related-heading{
margin-bottom:28px;
}

.fz-related-heading span{
display:inline-block;
background:#fed200;
color:#001631;
padding:7px 14px;
border-radius:999px;
font-size:13px;
font-weight:900;
margin-bottom:12px;
}

.fz-related-heading h2{
color:#001631;
font-size:32px;
line-height:1.2;
margin:0;
}

.fz-related-grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:22px;
}

.fz-related-card{
display:flex;
flex-direction:column;
background:#f5f8fa;
border-radius:20px;
overflow:hidden;
text-decoration:none;
transition:.3s ease;
}

.fz-related-card:hover{
transform:translateY(-5px);
box-shadow:0 18px 40px rgba(0,22,49,.12);
}

.fz-related-image{
height:150px;
position:relative;
overflow:hidden;
background:#e7eff1;
}

.fz-related-image::before{
content:"";
position:absolute;
inset:0;
background:
linear-gradient(180deg,rgba(0,22,49,0) 45%,rgba(0,22,49,.30) 100%),
linear-gradient(135deg,rgba(254,210,0,.10),rgba(0,22,49,.10));
z-index:2;
pointer-events:none;
}

.fz-related-image::after{
content:"";
position:absolute;
right:12px;
bottom:10px;
width:100px;
height:32px;
background:url('/assets/img/logo-footer.webp') center center/contain no-repeat;
opacity:1;
filter:drop-shadow(0 3px 8px rgba(0,0,0,.55));
z-index:3;
pointer-events:none;
}

.fz-related-image img{
width:100%;
height:100%;
object-fit:cover;
display:block;
filter:saturate(1.05) contrast(1.08) brightness(1.03);
transition:.35s ease;
}

.fz-related-card:hover .fz-related-image img{
transform:scale(1.05);
}

.fz-related-content{
padding:22px;
display:flex;
flex-direction:column;
flex:1;
}

.fz-related-content span{
align-self:flex-start;
background:#fed200;
color:#001631;
padding:6px 11px;
border-radius:999px;
font-size:12px;
font-weight:900;
margin-bottom:12px;
}

.fz-related-content h3{
color:#001631;
font-size:20px;
line-height:1.3;
margin:0 0 12px;
}

.fz-related-content p{
color:#4d4d4d;
font-size:15px;
line-height:1.7;
margin:0 0 18px;
}

.fz-related-content strong{
margin-top:auto;
color:#2f6c7a;
font-size:14px;
font-weight:900;
}

@media(max-width:900px){
.fz-related-grid{
grid-template-columns:1fr;
}

.fz-related-inner{
padding:28px;
}
}

@media(max-width:600px){
.fz-related-articles{
margin:35px auto 25px;
padding:0 12px;
}

.fz-related-heading h2{
font-size:24px;
}

.fz-related-image{
height:170px;
}
}